Jewelry -
Jewelry includes completed jewelry items such as anklets, body jewelry, bracelets, ear cuffs, earrings, handmade jewelry, jewelry sets, necklaces, rings, pendants, and vintage jewelry.


Jewelry may be classified as Fine Jewelry or Fashion Jewelry.

Fine Jewelry
  • Fine jewelry is made from precious metals of the silver, gold and platinum families, and set with precious gemstones and/or pearls.
     
  • Fine jewelry can also include jewelry made with an underlying precious metal and plated with another precious metal.
  • Tophatter defines precious stones as only the following, additional information on these gems can be found here.
    • ​Alexandrite, Amber, Amethyst, Ametrine, Aquamarine, Citrine, Diamond, Fancy Color Diamond, Emerald, Garnet, Iolite, Jade, Kunzite, Lapis Lazuli, Moonstone, Morganite, Opal, Pearl, Peridot, Rose Quartz, Ruby, Sapphire, Spinel, Sunstone, Tanzanite, Topaz, Tourmaline, Turquoise, Zircon (NOTE: Cubic Zirconia is not in the Zircon family and not considered a precious stone, items containing CZ stones are considered fashion jewelry).

Fashion Jewelry
  • Fashion jewelry is not made of precious metals, except for precious metal plating over base metal. 
     
  • Fashion jewelry does not include precious gemstones or pearls except when set within a non-precious or plated setting.

Please review the details below for guidelines on how to list specific jewelry products.
 

For all jewelry, sellers must ensure that:

 
  • The setting material and metal are accurately described in accordance with the US Federal Trade Commission's (FTC) Jewelry, Gemstones, Precious Metals and Pewter Industries guidelines as indicated here

  • The MSRP accurately represents the item being sold

  • If the setting material is unknown, sellers should describe the setting by color instead

  • If the metal type is unknown, sellers should describe the metal as alloy metal or other
     

In addition, there are specific listing guidelines when listing diamonds, gemstones and metals.
 

Diamond

Diamond is a natural mineral with the chemical composition C, essentially pure carbon crystallized in the isometric system. It is found in many colors. Its hardness is 10; its specific gravity is approximately 3.52; and it has a refractive index of 2.42.
 

For diamonds, sellers must ensure that:

  • Any treatment, enhancement or dye is disclosed
     

  • Manufactured diamonds are accurately described as “manufactured or “lab-created.” Lab-created gemstones have identical optical, physical and chemical composition to their natural, mined counterparts and are manufactured in a lab.
     

  • “Diamond accent” is accurately described. This is jewelry that has one or more diamonds with a combined carat weight of less than one-fourth of a carat.
     

  • Any material which does not meet the definition of a natural or manufactured genuine diamond cannot be described using the name “diamond”. Instead these materials should be described as what they are. Examples include but are not limited to: Briolite, crystalline glass, plastic or lead crystal, Cubic Zirconium (CZ), Diamonique, moissanite, quartz, rhinestone, and strontium titanate.

 

Gemstones

Gemstones are generally crystalline mineral or organic compounds formed in the earth or as a process of living organisms, as in the case of amber and pearl.

 

For gemstones, sellers must ensure that:

 
  • Any treatment, enhancement or dye is disclosed
     

  • Manufactured gemstones are accurately described as “manufactured or “lab-created.” Lab-created gemstones have an identical consistency and chemical composition to their natural, mined counterparts and are manufactured in a lab.
     

  • Any material which does not meet the definition of a natural or manufactured genuine gemstone cannot be described using the gemstone names “ruby,” “sapphire,” “emerald,” “topaz,” etc. Instead these materials should be described as what they are.
     
  • Any material which does not meet the definition of a natural or manufactured genuine gemstone cannot be described as "birthstone," "gemstone," or "stone".

 

Opal, Pearl & Turquoise

Opal is hydrated silica with the chemical composition SiO2•nH2O formed when silica gel filled crevices in rock. As water evaporates, the silica is deposited in the form of tiny spheres. Opal’s flashing play-of-color is caused by diffraction of light by silica spheres stacked like ping pong balls in a box.
 

For opal, sellers must ensure that:

  • Any treatment, enhancement or dye is disclosed
     

  • Manufactured gemstones are accurately described as “manufactured or “lab-created.” Lab-created opals have an identical consistency and chemical composition to their natural, mined counterparts and are manufactured in a lab.
     

  • Any material bearing similar appearance to an opal but which does not meet the definition of a natural or manufactured genuine opal may be described as “imitation opal.”

 

Pearl is a calcareous concretion with the chemical composition CaCO3 consisting essentially of alternating concentric layers of carbonate of lime and organic material formed within the body of certain mollusks, the result of an abnormal secretory process caused by an irritation of the mantle of the mollusk following the intrusion of some foreign body inside the shell of the mollusk, or due to some abnormal physiological condition in the mollusk, neither of which has in any way been caused or induced by humans.

 

For pearl, sellers must ensure that:

  • Any treatment, enhancement or dye is disclosed
     

  • Cultured pearls are accurately described as “cultured” or “cultivated.” Cultured pearls have an identical consistency and chemical composition to their natural counterparts and are cultivated by implantation.
     

  • Natural pearl that measures approximately two millimeters or less is described as “seed pearl.”
     

  • Any material bearing similar appearance to a pearl but which does not meet the definition of a natural or cultivated genuine pearl may be described as “imitation pearl.”

 

Turquoise is a blue to green mineral that is a hydrous phosphate of copper and aluminum, with the chemical composition CuAl6(PO4)4 (OH)8.5H2O. Turquoise is found in only a few places on earth: dry and barren regions where acidic, copper-rich groundwater seeps downward and reacts with minerals that contain phosphorus and aluminum. The result of this sedimentary process is a porous, semi-translucent to opaque compound of hydrated copper and aluminum phosphate.

 

For turquoise, sellers must ensure that: 

  • Any treatment, enhancement, dye, stabilization, or reconstitution is disclosed
     

  • Manufactured turquoise is accurately described as “manufactured or “lab-created.” Lab-created turquoise has an identical consistency and chemical composition to high-grade natural, mined turquoise and is manufactured in a lab.
     

  • Any material which resembles but does not meet the definition of natural high-grade turquoise without enhancement may be described as “imitation turquoise.”

 

Metals

Precious metals include gold, silver and platinum group metals, which include palladium and rhodium. Metal content must be described accurately. Any markings inscribed on jewelry must accurately represent the metal content of the item.

 

For gold, sellers must ensure that:

  • When using the word “gold” or any abbreviation for gold without a qualifier, the metal must be composed throughout of fine 24 karat gold.
     

  • All other uses of the word “gold” must be qualified with the actual karat measurement of purity preceding it. For example: 14 karat gold is 58.3% pure.
     

  • Items described as “gold-plated” indicate the base metal contains a surface-plating of gold alloy applied by any process. To be considered gold-plated, gold with a purity of at least 14 karat must make up at least 1/20th of the weight of the total metal.
     

  • Items described as “gold-filled” indicate the base metal contains a surface-plating of gold alloy applied by a mechanical process. To be considered gold-filled, gold with a purity of at least 14 karat must make up at least 1/20th of the weight of the total metal.
     

  • Items with a layer of gold plating covered by base metal having just a thin wash of gold should not be described as “gold-plated” or “gold-filled” and should be described as an alloy or other.

 

For silver, sellers must ensure that:

  • When using the words “silver,” “sterling,” “Ster.,” “.925,” or any other abbreviation for silver, the metal content of the item must be composed throughout of at least 925 parts per thousand (92.5%) of pure silver.
     

  • Items described as “silver-plated” indicate the base metal is plated with a coating of pure silver that is of a substantial thickness.
     

  • Items with a layer of silver plating that is less than 92.5% pure silver, or which are composed entirely of less than 92.5% pure silver is silver alloy should be described as alloy metal or other.

 

For platinum, sellers must ensure that:

  • When using the word “platinum,” “Plat.,” “Pt.,” or any abbreviation for platinum without a qualifier, the metal must be composed throughout of at least 950 parts per thousand (95%) of pure platinum.
     

  • When using the word “palladium,” “Pal.,” “Pd.,” or any abbreviation for palladium without a qualifier, the metal must be composed throughout of at least 950 parts per thousand (95%) of pure palladium.
     

  • Items described as “platinum-plated” indicate the base metal is plated with a coating of at least 95% pure platinum.
     

  • Items with metal that have a purity of less than 95% pure platinum is platinum alloy, and should be described as alloy metal or other.

           

Examples

Do call a blue-colored cubic zirconia “Blue CZ”

Don’t call the blue-colored cubic zirconia “Sapphire CZ”

Do call a white cubic zirconia “CZ”

Don’t call the white cubic zirconia “Simulated Diamond”

Do call a reconstituted, dyed turquoise compound “Imitation Turquoise”

Don’t call the reconstituted, dyed turquoise compound “Turquoise”

Do call an opalescent polymer “Imitation Opal”

Don’t call the opalescent polymer “Opal”

Do call a fashion ring “Alloy metal with red setting” or “pretty red ring”

Don’t call the fashion ring “gold and ruby”

Do call an item “silver-plated”

Don’t call the item “sterling silver-plated” or “925 plated”

Do call an item “14K gold”

Don’t call the item “gold”


Every listing is subject to review. Tophatter Staff may require information such as proof of purchase, additional photos or further details pertaining to the listed item at any given time.